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SSL certificates: types, validation, and setup

Understand what SSL/TLS certificates do, the difference between DV, OV, and EV certificates, free vs paid options, and how HTTPS protects your visitors.

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SSL (Secure Sockets Layer) and its successor TLS (Transport Layer Security) encrypt the connection between a visitor's browser and your web server. When a site has a valid SSL certificate, the browser shows a padlock icon and loads pages over HTTPS. Without it, browsers show a "Not Secure" warning.

Certificate types

TypeValidatesIssuance timeBest for
DV (Domain Validation)Domain ownership onlyMinutesBlogs, small sites, personal projects
OV (Organization Validation)Domain + organization identity1–3 daysBusiness websites, ecommerce
EV (Extended Validation)Domain + thorough org vetting1–5 daysBanks, large ecommerce, high-trust sites
WildcardDomain + all subdomains (*.domain.com)Minutes–daysSites with many subdomains
Multi-domain (SAN)Multiple domain namesMinutes–daysHosting multiple domains under one cert

Free vs paid certificates

Free (Let's Encrypt)Paid (commercial CA)
CostFree$10–300+/year
Validation levelDV onlyDV, OV, or EV
Validity period90 days (auto-renewed)1 year
Wildcard supportYesYes
Browser trustTrusted by all modern browsersTrusted by all browsers
Best for99% of websitesBusinesses needing OV/EV validation display

For most websites, a free Let's Encrypt DV certificate is perfectly sufficient. UnderHost automatically provisions and renews Let's Encrypt certificates on shared hosting via AutoSSL.

How HTTPS works

  1. Browser connects to your server and requests a secure session
  2. Server sends its SSL certificate (contains the public key and identity info)
  3. Browser verifies the certificate was signed by a trusted Certificate Authority (CA)
  4. Browser and server negotiate an encryption key
  5. All data is encrypted in transit-cannot be read by third parties

The certificate itself does not encrypt files on your server-it only encrypts data in transit between the visitor and server. Your server-side data security is separate.

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